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    May 31, 2013 |Story| Los Angeles Times

  1. Federal regulators ease definition of qualified mortgage

    Federal regulators have eased the definition of a qualified mortgage — a presumably safe and affordable home loan — to enable small banks and credit unions to help more marginal borrowers. The changes, announced this week, help fine-tune...

    Tags: Consumers, Economy, Business and Finance, Finance, Loans, Mortgages

    2. Jun 1, 2013 |Story| Hartford Courant

  2. Are home-sale kickbacks making a comeback?

    A settlement between the federal Consumer Financial Protection Bureau and a Texas homebuilder is drawing renewed attention to a controversial issue that was prominent during the years preceding the housing bubble: kickbacks in home real estate...

    Tags: Consumers, Insurance, Labor Legislation, Economy, Business and Finance, Career and Workplace

    3. Mar 1, 2012 |Story| KCPQ-LTV

  3. Banks' fees pay off ... for credit unions

    Consumers fed up with the rising tide of bank fees helped the nation's credit unions more than double their number of new customers last year, new figures show.
    Los Angeles Times
    Consumers fed up with the rising tide of bank fees helped the nation's credit unions more than double their number of new customers last year, new figures show. More than 1.3 million Americans opened new credit union accounts last year, up from less than...

    Tags: Occupy Wall Street, Wells Fargo & Co., Bank of America Corp., Consumers, The Home Depot

    4. May 23, 2013 |Story| Los Angeles Times

  4. Elizabeth Warren to pen new book -- a middle-class call to arms?

    A book can’t rescue the American middle class. But a lot of politicians who say they want to rescue the American middle class are writing books about their travails and their vision — all timed to come out as the 2016 presidential election machinery kicks into gear.
    A book can’t rescue the American middle class. But a lot of politicians who say they want to rescue the American middle class are writing books about their travails and their vision — all timed to come out as the 2016 presidential election...

    Tags: Tea Party Movement, Elizabeth Warren, Elections, U.S. Senate, Authors

    5. May 21, 2013 |Story| Los Angeles Times

  5. Reid to delay Senate votes on most Obama nominees until July

    WASHINGTON — Senate Majority Leader Harry Reid said Tuesday that he will delay votes on several of President Obama’s nominees for key posts until July, a decision raising the prospect that he’ll seek further changes to Senate rules...

    Tags: Thomas Edward Perez, Dick Durbin, Gina McCarthy, George W. Bush, Barack Obama

    6. May 20, 2013 |Story| Aberdeen News

  6. Column: Obama accelerates loss of trust

    WASHINGTON — Leaving aside the seriousness of lawlessness, and the corruption of our civic culture by the professionally pious, this past week has been amusing. There was the spectacle of advocates of an ever-larger regulatory government...

    Tags: Global Change, Career and Workplace, Executive Branch, Washington, DC, Internal Revenue Service

    7. May 17, 2013 |Column| Hartford Courant

  7. Obama Debases Trust In Government

    The Hartford Courant
    Last week was amusing. There was the spectacle of advocates of an ever-larger regulatory government expressing shock about such government's large capacity for misbehavior. And, entertainingly, the answer to the question "Will Barack Obama's scandals...

    Tags: Weather, Global Change, Patient Protection and Affordable Care Act, Benghazi, Taxation

    8. May 18, 2013 |Column| Allentown Morning Call

  8. Another payday loan debate on the horizon

    Get ready for another debate on whether payday loan stores should return to Pennsylvania. State Sen. Pat Browne of Allentown said Friday he intends to introduce legislation in the next few weeks that would "redefine the debate" over access to short-...

    Tags: Consumers, Bethlehem (Northampton, Pennsylvania), Money and Monetary Policy, Delaware County, Economy, Business and Finance

    9. May 17, 2013 |Story| Los Angeles Times

  9. Short sales routinely show up in credit reports as foreclosures

    WASHINGTON — Are large numbers of homeowners who have negotiated short sales with lenders at risk because of a startling omission in the American credit system? Do their credit reports and scores indicate that they were foreclosed upon, rather than having negotiated a mutually agreeable resolution with their lender?
    WASHINGTON — Are large numbers of homeowners who have negotiated short sales with lenders at risk because of a startling omission in the American credit system? Do their credit reports and scores indicate that they were foreclosed upon, rather...

    Tags: Foreclosures, Consumers, Fannie Mae, Economy, Business and Finance, Freddie Mac

    10. May 15, 2013 |Story| Los Angeles Times

  10. Nuking the filibuster

    In requiring the U.S. Senate to confirm presidential appointments, the Constitution aims to ensure a second level of scrutiny of the qualifications of government officials. But Senate Republicans have hijacked the confirmation process, not only to thwart individual nominees but to undermine laws they don't agree with. If they continue in their obstructionism, Senate Majority Leader Harry Reid (D-Nev.) should revisit the possibility of doing away with the filibuster for nominations.
    In requiring the U.S. Senate to confirm presidential appointments, the Constitution aims to ensure a second level of scrutiny of the qualifications of government officials. But Senate Republicans have hijacked the confirmation process, not only to...

    Tags: Crime, Law and Justice, Republican Party, Barack Obama, Career and Workplace, Harry Reid

    11. May 13, 2013 |Column| Orlando Sentinel

  11. Will Dodd-Frank save (or stifle) capitalism?

    WASHINGTON -- It's been five years since the onset of the financial crisis -- the rescue of Bear Stearns in March 2008 -- and we still don't know whether the financial system is safe. In a recent speech, Daniel Tarullo, the Federal Reserve's point man on regulation, contended that substantial, though incomplete, progress has been made. As an example, he cited the doubling of equity capital for the 18 largest bank holding companies from $393 billion in late 2008 to $792 billion at the end of 2012. Equity capital is shareholders' money; it acts as a buffer against losses. Interestingly, JPMorgan Chase's well-publicized $6 billion loss by the trader nicknamed the "London Whale" confirms the point. Despite the loss's size, it never threatened a panic or overall financial stability.
    WASHINGTON -- It's been five years since the onset of the financial crisis -- the rescue of Bear Stearns in March 2008 -- and we still don't know whether the financial system is safe. In a recent speech, Daniel Tarullo, the Federal Reserve's point man...

    Tags: Franklin Delano Roosevelt, Consumers, Theodore Roosevelt, Litigation and Regulation, Banking

    12. May 10, 2013 |Story| Los Angeles Times

  12. Freshman senator with senior pluck takes on the financial industry

    WASHINGTON — Sen. Elizabeth Warren, the newest member of the Senate Banking Committee, waited patiently for her first chance to question top financial regulators at a recent hearing on Capitol Hill.
    WASHINGTON — Sen. Elizabeth Warren, the newest member of the Senate Banking Committee, waited patiently for her first chance to question top financial regulators at a recent hearing on Capitol Hill. When her turn finally came after 90 minutes,...

    Tags: Elizabeth Warren, Banking, Boston Marathon Bombing (2013), Scott P. Brown, Republican Party

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